TRANSFORMATION PROCESSES IMPLEMENTED IN THE BANKING SYSTEM AND POSSIBILITIES OF IMPLEMENTING IT IN OUR COUNTRY

Authors

  • Suyunov Dilmurod Kholmuradovich Higher School of Business and Entrepreneurship, Tashkent, Uzbekistan
  • Ergashev Khusan Chamber of Commerce and Industry of the Republic of Uzbekistan; also affiliated with the Higher School of Business and Entrepreneurship, Tashkent, Uzbekistan
  • Ergashev Mirzabek Chamber of Commerce and Industry of the Republic of Uzbekistan; also affiliated with the Higher School of Business and Entrepreneurship Tashkent, Uzbekistan

DOI:

https://doi.org/10.61796/ijaifd.v2i2.306

Keywords:

Homelink system, Pronto system, Payments industry intelligence portal, IT integration, CashPro platform, Artificial intelligence, Treasury, Receivables

Abstract

Objective: This study examines the economic implications of adopting innovative technologies in small business manufacturing settings compared to traditional methods. Method: A systematic comparative analysis was conducted by evaluating key economic indicators—including productivity, cost efficiency, and profitability—across a sample of small business entities producing tangible products, with data gathered through quantitative methodologies and supported by case studies. Results: Findings reveal that businesses integrating innovative technologies experience significant improvements in operational efficiency and competitive positioning, demonstrating enhanced financial performance relative to those employing conventional practices. Novelty: The research contributes novel insights by identifying critical factors that drive the successful implementation of innovative strategies within small enterprises and by proposing tailored recommendations for optimizing technology adoption. These insights provide a framework for understanding the interplay between technological innovation and economic performance in small business contexts, offering a valuable basis for future studies and policy development aimed at fostering sustainable growth and resilience in the sector.

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Published

2025-02-22

How to Cite

Dilmurod Kholmuradovich, S., Khusan, E., & Mirzabek, E. (2025). TRANSFORMATION PROCESSES IMPLEMENTED IN THE BANKING SYSTEM AND POSSIBILITIES OF IMPLEMENTING IT IN OUR COUNTRY. International Journal of Artificial Intelligence for Digital Marketing, 2(2), 42–51. https://doi.org/10.61796/ijaifd.v2i2.306

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