IDENTIFY CASES WITH THE TOPIC OF ONLINE LOANS IN THE PERIOD 2020-2024 IN INDONESIA
- Authors
-
-
Sofy Aprillia Lihawa
Muhammadiyah University of Sidoarjo, Indonesia -
Sri Budi Purwaningsih
Muhammadiyah University of Sidoarjo, Indonesia
-
- Keywords:
- Concerning online , Supreme court rulings, Empirical legal analysis, Civil and criminal cases, Information technology law
- Abstract
-
Objective: This research investigates Supreme Court rulings in Indonesia concerning online loans from 2020 to 2024. Method: The analysis employs empirical methods with a legal research approach, integrating primary data from Supreme Court decisions and secondary data from legal regulations and journal literature. Results: Studied cases encompass civil and criminal classifications, emphasizing disputes in divorce cases and violations of information technology laws. Bibliometric analysis results highlight the complexity of addressing online loan cases in Indonesia within the contexts of justice, and law enforcement. Novelty: This research provides a comprehensive review of Supreme Court rulings on online loans in Indonesia over a recent five-year period, combining civil and criminal perspectives and employing bibliometric analysis to reveal the challenges in legal enforcement and justice.
- References
-
Moerad M., Sutrisno B., and Mulada D. A., “Tinjauan Yuridis Perusahaan Pemberi Pinjaman Online Menurut Hukum Di Indonesia,” Commer. Law, vol. 1, no. 1, pp. 86–98, Aug. 2021, doi: 10.29303/commercelaw.v1i1.314.
Adi Ahdiat, “Nilai dan Rasio Kredit Macet Pinjol di Indonesia (Januari 2022-Maret 2024).” Databoks, 2024. [Online]. Available: https://databoks.katadata.co.id/datapublish/2024/05/13/nilai-kredit-macet-pinjol-naik-sepanjang-kuartal-i-2024
I. T. Awanda, “Analisis Pinjaman Online.” [Online]. Available: https://lens.org/086-261-193-774-358
M. Falaq and M. Tanzil Multazam, Importance of Electronic Signature Certification in Online Loans: Pentingnya Sertifikasi Tanda Tangan Elektronik pada Pinjaman Online. 2023. doi: 10.21070/ups.2051.
J. J. P. Latupeirissa and A. I. Dewiningrat, “Peran Otoritas Jasa Keuangan Dalam Pengawasan Pinjaman Online,” J. AKTUAL, vol. 21, no. 1, Jan. 2023, doi: 10.47232/aktual.v21i1.297.
A. A. J. Putri, M. Syaifuddin, and M. Mardiana, “Perlindungan Hukum Bagi Pemberi Pinjaman Dalam Perjanjian Pinjam Meminjam Uang Berbasis Peer To Peer Lending Di Indonesia,” 2019. [Online]. Available: https://lens.org/038-921-325-634-796
I. R. Dewi, “OJK Tebar Warning, Data Kredit Macet 24 Pinjol Bikin Waswas,” CNBC Indonesia. Accessed: Feb. 22, 2024. [Online]. Available: https://www.cnbcindonesia.com/tech/20230328103623-37-425067/ojk-tebar-warning-data-kredit-macet-24-pinjol-bikin-waswas
A. U. Hasanah and S. M. M. Tm, “Perlindungan Hukum Bagi Kreditur akibat Debitur yang Wanprestasi pada Pinjaman Online Syariah ( Studi PT Investree Radhika Jaya),” Innov. J. Soc. Sci. Res., vol. 3, no. 2, Art. no. 2, Jun. 2023, doi: 10.31004/innovative.v3i2.1912.
“Perlindungan Hukum Terhadap Investor Dalam Perjanjian Pinjam Meminjam Secara Online (Peer To Peer Lending) Di Platform Tanifund | UNES Law Review.” Accessed: Feb. 22, 2024. [Online]. Available: https://review-unes.com/index.php/law/article/view/198
O. S. A. Hamidah and W. Yulianingsih, “Perlindungan Hukum Bagi Investor Terhadap Perjanjian Penyaluran Fasilitas Pinjaman Melalui Crowdfunding Yang Wanprestasi,” J. Ilm. Huk. DAN Din. Masy., vol. 20, no. 2, Art. no. 2, Oct. 2022, doi: 10.56444/hdm.v20i2.3955.
G. Widjaja, “Alternatif penyelesaian sengketa,” Perpustakaan Sekolah Tinggi Ilmu Kepolisian (STIK). Accessed: Feb. 22, 2024. [Online]. Available: http://library.stik-ptik.ac.id
N. F. Fauziah and D. S. H. Marpaung, “Mediasi Sebagai Alternatif Penyelesaian Sengketa Dalam Pinjaman Peer To Peer Lending Di Indonesia,” Widya Yuridika J. Huk., vol. 4, no. 2, Art. no. 2, Dec. 2021, doi: 10.31328/wy.v4i2.2408.
E. Anggriawan, “Perlindungan Hukum Terhadap Debitur Yang Diancam Oleh Kreditur Dalam Perjanjian Hutang Piutang Secara Online.” Nov. 16, 2021. [Online]. Available: https://lens.org/105-480-931-750-997
R. Setiawati, A. F. Aprilian, F. Wibisono, and S. Sufiarina, “Akibat Hukum dan Risiko Perceraian dalam Kasus Pinjaman Online Tanpa Izin Pasangan,” J. Glob. Ilm., vol. 1, no. 5, pp. 341–346, Feb. 2024, doi: 10.55324/jgi.v1i5.57.
E. Jusriadi, E. Caronge, A. Asniwati, and Y. Nginang, “Edukasi Literasi Keuangan Dalam Upaya Pencegahan Penipuan Pinjaman Online,” JMM J. Masy. Mandiri, vol. 8, no. 2, pp. 1646–1646, Apr. 2024, doi: 10.31764/jmm.v8i2.21326.
- Downloads
- Published
- 2025-03-30
- Issue
- Vol. 2 No. 3 (2025): International Journal of Economic Integration and Regional Competitiveness
- Section
- Artikel
- Categories
- License
-
Copyright (c) 2025 Sofy Aprillia Lihawa, Sri Budi Purwaningsih

This work is licensed under a Creative Commons Attribution 4.0 International License.
How to Cite
Similar Articles
- Rizqi Qurrota A’yun Burhanuddin, Muhammad Yani , Tofan Tri Nugroho , ANALYSIS OF E-PROMOTION, PRODUCT QUALITY, AND PRODUCT INNOVATION ON SOMETHINC PRODUCT PURCHASE DECISIONS (CASE STUDY OF SOMETHINCOFFICIAL CONSUMERS OR INSTAGRAM FOLLOWERS) , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 10 (2024): Journals International Journal of Economic Integration and Regional Competitiveness
- Iil Islacha, Inggit Marodiyah, QUALITY CONTROL ANALYSIS OF THE RISK OF PAVING PRODUCT DAMAGE USING SIX SIGMA AND KAIZEN METHODS , International Journal of Economic Integration and Regional Competitiveness: Vol. 2 No. 9 (2025): International Journal of Economic Integration and Regional Competitiveness
- Maula Tri Wahyuni, Trias Marita Uswatun Chasanah, Risqy Maudy Inayah, Menur Kusumaningtyas, ANALYSIS OF THE EFFECT OF OIL PRICES ON PRICES OF PLASTIC SEED RAW MATERIALS , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 4 (2024): International Journal of Economic Integration and Regional Competitiveness
- Nadila Arvianti, Wiwik Sulistiyowati, QUALITY CONTROL OF SANDAL OUTSOLE USING SIX SIGMA METHOD AND FAILURE MODE AND EFFECT ANALYSIS (FMEA) , International Journal of Economic Integration and Regional Competitiveness: Vol. 2 No. 8 (2025): International Journal of Economic Integration and Regional Competitiveness
- Maharani Ayunarko, Herman Ernandi, THE INFLUENCE OF CORPORATE SOCIAL RESPONSIBILITY, COMPANY SIZE, LEVERAGE, PROFITABILITY, GOOD CORPORATE GOVERNANCE, ON TAX AGGRESSIVENESS IN MANUFACTURING COMPANIES LISTED ON THE IDX FOR THE 2019-2022 PERIOD , International Journal of Economic Integration and Regional Competitiveness: Vol. 2 No. 6 (2025): International Journal of Economic Integration and Regional Competitiveness
- Jesica Kartika Aritonang, Agung Budiatmo, ANALYSIS OF INVENTORY PLANNING FOR COOKING OIL IN THE TANK OF PT INDOFOOD CBP SUKSES MAKMUR TBK NOODLE DIVISION SEMARANG BRANCH , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 9 (2024): International Journal of Economic Integration and Regional Competitiveness
- Alfia Andriyani, Hadiah Fitriyah, THE ROLE OF MANAGERIAL OWNERSHIP IN MODERATING THE EFFECT OF CORPORATE SOCIAL RESPONSIBILITY DISCLOSURE AND PROFITABILITY ON COMPANY VALUE (STUDY OF CONSUMER GOODS INDUSTRY COMPANIES FOR THE 2019-2022 PERIOD) , International Journal of Economic Integration and Regional Competitiveness: Vol. 2 No. 10 (2025): International Journal of Economic Integration and Regional Competitiveness
- Nawari Nawari, Sukesi Sukesi, Liosten Rianna Roosida Ully Tampubolon, THE INFLUENCE OF DIGITAL MARKETING AND WORD OF MOUTH ON PURCHASE DECISIONS THROUGH PURCHASE INTEREST IN MSME ROOF TILES PRODUCTS , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 5 (2024): International Journal of Economic Integration and Regional Competitiveness
- Abdumalik Erkinovich Soliyev, Samariddin Makhmudov, INFRASTRUCTURE DEVELOPMENT AND ITS IMPACT ON SDG 9 IN UZBEKISTAN'S LOGISTICS SECTOR , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 6 (2024): International Journal of Economic Integration and Regional Competitiveness
- Abdumalik Erkinovich Soliyev, Samariddin Makhmudov, PROMOTING DECENT WORK IN THE LOGISTICS SECTOR: ADDRESSING SDG 8 IN UZBEKISTAN , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 6 (2024): International Journal of Economic Integration and Regional Competitiveness
You may also start an advanced similarity search for this article.












