m

IDENTIFY CASES WITH THE TOPIC OF ONLINE LOANS IN THE PERIOD 2020-2024 IN INDONESIA

Authors
  • Sofy Aprillia Lihawa

    Muhammadiyah University of Sidoarjo, Indonesia
  • Sri Budi Purwaningsih

    Muhammadiyah University of Sidoarjo, Indonesia
Keywords:
Concerning online , Supreme court rulings, Empirical legal analysis, Civil and criminal cases, Information technology law
Abstract

Objective: This research investigates Supreme Court rulings in Indonesia concerning online loans from 2020 to 2024. Method: The analysis employs empirical methods with a legal research approach, integrating primary data from Supreme Court decisions and secondary data from legal regulations and journal literature. Results: Studied cases encompass civil and criminal classifications, emphasizing disputes in divorce cases and violations of information technology laws. Bibliometric analysis results highlight the complexity of addressing online loan cases in Indonesia within the contexts of justice, and law enforcement. Novelty: This research provides a comprehensive review of Supreme Court rulings on online loans in Indonesia over a recent five-year period, combining civil and criminal perspectives and employing bibliometric analysis to reveal the challenges in legal enforcement and justice.

References

Moerad M., Sutrisno B., and Mulada D. A., “Tinjauan Yuridis Perusahaan Pemberi Pinjaman Online Menurut Hukum Di Indonesia,” Commer. Law, vol. 1, no. 1, pp. 86–98, Aug. 2021, doi: 10.29303/commercelaw.v1i1.314.

Adi Ahdiat, “Nilai dan Rasio Kredit Macet Pinjol di Indonesia (Januari 2022-Maret 2024).” Databoks, 2024. [Online]. Available: https://databoks.katadata.co.id/datapublish/2024/05/13/nilai-kredit-macet-pinjol-naik-sepanjang-kuartal-i-2024

I. T. Awanda, “Analisis Pinjaman Online.” [Online]. Available: https://lens.org/086-261-193-774-358

M. Falaq and M. Tanzil Multazam, Importance of Electronic Signature Certification in Online Loans: Pentingnya Sertifikasi Tanda Tangan Elektronik pada Pinjaman Online. 2023. doi: 10.21070/ups.2051.

J. J. P. Latupeirissa and A. I. Dewiningrat, “Peran Otoritas Jasa Keuangan Dalam Pengawasan Pinjaman Online,” J. AKTUAL, vol. 21, no. 1, Jan. 2023, doi: 10.47232/aktual.v21i1.297.

A. A. J. Putri, M. Syaifuddin, and M. Mardiana, “Perlindungan Hukum Bagi Pemberi Pinjaman Dalam Perjanjian Pinjam Meminjam Uang Berbasis Peer To Peer Lending Di Indonesia,” 2019. [Online]. Available: https://lens.org/038-921-325-634-796

I. R. Dewi, “OJK Tebar Warning, Data Kredit Macet 24 Pinjol Bikin Waswas,” CNBC Indonesia. Accessed: Feb. 22, 2024. [Online]. Available: https://www.cnbcindonesia.com/tech/20230328103623-37-425067/ojk-tebar-warning-data-kredit-macet-24-pinjol-bikin-waswas

A. U. Hasanah and S. M. M. Tm, “Perlindungan Hukum Bagi Kreditur akibat Debitur yang Wanprestasi pada Pinjaman Online Syariah ( Studi PT Investree Radhika Jaya),” Innov. J. Soc. Sci. Res., vol. 3, no. 2, Art. no. 2, Jun. 2023, doi: 10.31004/innovative.v3i2.1912.

“Perlindungan Hukum Terhadap Investor Dalam Perjanjian Pinjam Meminjam Secara Online (Peer To Peer Lending) Di Platform Tanifund | UNES Law Review.” Accessed: Feb. 22, 2024. [Online]. Available: https://review-unes.com/index.php/law/article/view/198

O. S. A. Hamidah and W. Yulianingsih, “Perlindungan Hukum Bagi Investor Terhadap Perjanjian Penyaluran Fasilitas Pinjaman Melalui Crowdfunding Yang Wanprestasi,” J. Ilm. Huk. DAN Din. Masy., vol. 20, no. 2, Art. no. 2, Oct. 2022, doi: 10.56444/hdm.v20i2.3955.

G. Widjaja, “Alternatif penyelesaian sengketa,” Perpustakaan Sekolah Tinggi Ilmu Kepolisian (STIK). Accessed: Feb. 22, 2024. [Online]. Available: http://library.stik-ptik.ac.id

N. F. Fauziah and D. S. H. Marpaung, “Mediasi Sebagai Alternatif Penyelesaian Sengketa Dalam Pinjaman Peer To Peer Lending Di Indonesia,” Widya Yuridika J. Huk., vol. 4, no. 2, Art. no. 2, Dec. 2021, doi: 10.31328/wy.v4i2.2408.

E. Anggriawan, “Perlindungan Hukum Terhadap Debitur Yang Diancam Oleh Kreditur Dalam Perjanjian Hutang Piutang Secara Online.” Nov. 16, 2021. [Online]. Available: https://lens.org/105-480-931-750-997

R. Setiawati, A. F. Aprilian, F. Wibisono, and S. Sufiarina, “Akibat Hukum dan Risiko Perceraian dalam Kasus Pinjaman Online Tanpa Izin Pasangan,” J. Glob. Ilm., vol. 1, no. 5, pp. 341–346, Feb. 2024, doi: 10.55324/jgi.v1i5.57.

E. Jusriadi, E. Caronge, A. Asniwati, and Y. Nginang, “Edukasi Literasi Keuangan Dalam Upaya Pencegahan Penipuan Pinjaman Online,” JMM J. Masy. Mandiri, vol. 8, no. 2, pp. 1646–1646, Apr. 2024, doi: 10.31764/jmm.v8i2.21326.

Downloads
Published
2025-03-30
Section
Artikel
License

Copyright (c) 2025 Sofy Aprillia Lihawa, Sri Budi Purwaningsih

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

How to Cite

IDENTIFY CASES WITH THE TOPIC OF ONLINE LOANS IN THE PERIOD 2020-2024 IN INDONESIA. (2025). International Journal of Economic Integration and Regional Competitiveness, 2(3), 46-55. https://doi.org/10.61796/ijeirc.v2i3.417

Similar Articles

31-40 of 105

You may also start an advanced similarity search for this article.