IDENTIFY CASES WITH THE TOPIC OF ONLINE LOANS IN THE PERIOD 2020-2024 IN INDONESIA
- Authors
-
-
Sofy Aprillia Lihawa
Muhammadiyah University of Sidoarjo, Indonesia -
Sri Budi Purwaningsih
Muhammadiyah University of Sidoarjo, Indonesia
-
- Keywords:
- Concerning online , Supreme court rulings, Empirical legal analysis, Civil and criminal cases, Information technology law
- Abstract
-
Objective: This research investigates Supreme Court rulings in Indonesia concerning online loans from 2020 to 2024. Method: The analysis employs empirical methods with a legal research approach, integrating primary data from Supreme Court decisions and secondary data from legal regulations and journal literature. Results: Studied cases encompass civil and criminal classifications, emphasizing disputes in divorce cases and violations of information technology laws. Bibliometric analysis results highlight the complexity of addressing online loan cases in Indonesia within the contexts of justice, and law enforcement. Novelty: This research provides a comprehensive review of Supreme Court rulings on online loans in Indonesia over a recent five-year period, combining civil and criminal perspectives and employing bibliometric analysis to reveal the challenges in legal enforcement and justice.
- References
-
Moerad M., Sutrisno B., and Mulada D. A., “Tinjauan Yuridis Perusahaan Pemberi Pinjaman Online Menurut Hukum Di Indonesia,” Commer. Law, vol. 1, no. 1, pp. 86–98, Aug. 2021, doi: 10.29303/commercelaw.v1i1.314.
Adi Ahdiat, “Nilai dan Rasio Kredit Macet Pinjol di Indonesia (Januari 2022-Maret 2024).” Databoks, 2024. [Online]. Available: https://databoks.katadata.co.id/datapublish/2024/05/13/nilai-kredit-macet-pinjol-naik-sepanjang-kuartal-i-2024
I. T. Awanda, “Analisis Pinjaman Online.” [Online]. Available: https://lens.org/086-261-193-774-358
M. Falaq and M. Tanzil Multazam, Importance of Electronic Signature Certification in Online Loans: Pentingnya Sertifikasi Tanda Tangan Elektronik pada Pinjaman Online. 2023. doi: 10.21070/ups.2051.
J. J. P. Latupeirissa and A. I. Dewiningrat, “Peran Otoritas Jasa Keuangan Dalam Pengawasan Pinjaman Online,” J. AKTUAL, vol. 21, no. 1, Jan. 2023, doi: 10.47232/aktual.v21i1.297.
A. A. J. Putri, M. Syaifuddin, and M. Mardiana, “Perlindungan Hukum Bagi Pemberi Pinjaman Dalam Perjanjian Pinjam Meminjam Uang Berbasis Peer To Peer Lending Di Indonesia,” 2019. [Online]. Available: https://lens.org/038-921-325-634-796
I. R. Dewi, “OJK Tebar Warning, Data Kredit Macet 24 Pinjol Bikin Waswas,” CNBC Indonesia. Accessed: Feb. 22, 2024. [Online]. Available: https://www.cnbcindonesia.com/tech/20230328103623-37-425067/ojk-tebar-warning-data-kredit-macet-24-pinjol-bikin-waswas
A. U. Hasanah and S. M. M. Tm, “Perlindungan Hukum Bagi Kreditur akibat Debitur yang Wanprestasi pada Pinjaman Online Syariah ( Studi PT Investree Radhika Jaya),” Innov. J. Soc. Sci. Res., vol. 3, no. 2, Art. no. 2, Jun. 2023, doi: 10.31004/innovative.v3i2.1912.
“Perlindungan Hukum Terhadap Investor Dalam Perjanjian Pinjam Meminjam Secara Online (Peer To Peer Lending) Di Platform Tanifund | UNES Law Review.” Accessed: Feb. 22, 2024. [Online]. Available: https://review-unes.com/index.php/law/article/view/198
O. S. A. Hamidah and W. Yulianingsih, “Perlindungan Hukum Bagi Investor Terhadap Perjanjian Penyaluran Fasilitas Pinjaman Melalui Crowdfunding Yang Wanprestasi,” J. Ilm. Huk. DAN Din. Masy., vol. 20, no. 2, Art. no. 2, Oct. 2022, doi: 10.56444/hdm.v20i2.3955.
G. Widjaja, “Alternatif penyelesaian sengketa,” Perpustakaan Sekolah Tinggi Ilmu Kepolisian (STIK). Accessed: Feb. 22, 2024. [Online]. Available: http://library.stik-ptik.ac.id
N. F. Fauziah and D. S. H. Marpaung, “Mediasi Sebagai Alternatif Penyelesaian Sengketa Dalam Pinjaman Peer To Peer Lending Di Indonesia,” Widya Yuridika J. Huk., vol. 4, no. 2, Art. no. 2, Dec. 2021, doi: 10.31328/wy.v4i2.2408.
E. Anggriawan, “Perlindungan Hukum Terhadap Debitur Yang Diancam Oleh Kreditur Dalam Perjanjian Hutang Piutang Secara Online.” Nov. 16, 2021. [Online]. Available: https://lens.org/105-480-931-750-997
R. Setiawati, A. F. Aprilian, F. Wibisono, and S. Sufiarina, “Akibat Hukum dan Risiko Perceraian dalam Kasus Pinjaman Online Tanpa Izin Pasangan,” J. Glob. Ilm., vol. 1, no. 5, pp. 341–346, Feb. 2024, doi: 10.55324/jgi.v1i5.57.
E. Jusriadi, E. Caronge, A. Asniwati, and Y. Nginang, “Edukasi Literasi Keuangan Dalam Upaya Pencegahan Penipuan Pinjaman Online,” JMM J. Masy. Mandiri, vol. 8, no. 2, pp. 1646–1646, Apr. 2024, doi: 10.31764/jmm.v8i2.21326.
- Downloads
- Published
- 2025-03-30
- Issue
- Vol. 2 No. 3 (2025): International Journal of Economic Integration and Regional Competitiveness
- Section
- Artikel
- Categories
- License
-
Copyright (c) 2025 Sofy Aprillia Lihawa, Sri Budi Purwaningsih

This work is licensed under a Creative Commons Attribution 4.0 International License.
How to Cite
Similar Articles
- Tashmatov Salohiddin Zayniddinovich, ANALYSYS OF DIGITAL ECONOMY DEVELOPMENT IN UZBEKISTAN REPUBLIC , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 7 (2024): International Journal of Economic Integration and Regional Competitiveness
- Khurshid Kgudoykulov , CHARACTERISTICS OF INDICATORS IN PRIVATE CAPITAL VALUATION OF JOINT STOCK COMPANIES IN UZBEKISTAN , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 8 (2024): International Journal of Economic Integration and Regional Competitiveness
- Naufal Farhan Muhammad Sa’ad, Aisha Hanif, THE REACTION OF THE INDONESIAN CAPITAL MARKET TO THE ANNOUNCEMENT OF THE 2024 PRESIDENTIAL ELECTION RESULTS OF THE REPUBLIC OF INDONESIA , International Journal of Economic Integration and Regional Competitiveness: Vol. 2 No. 9 (2025): International Journal of Economic Integration and Regional Competitiveness
- Puja Paradila Syahputri , Rian Fadillah , Acep Suherman , LITERATURE STUDY: MENTAL ACCOUNTING, TRANSPARENCY AND ACCOUNTABILITY IN SDGS 16 , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 8 (2024): International Journal of Economic Integration and Regional Competitiveness
- Samuel Ferdinand Yesianda, Astrid Dita Meirina Hakim, THE EFFECT OF NON-PERFORMING LOANS, RETURN ON ASSETS, RETURN ON EQUITY, AND INTEREST RATES ON STOCK PRICES (EMPIRICAL STUDY OF FINANCING SERVICES SUB-SECTOR COMPANIES ON THE INDONESIA STOCK EXCHANGE FOR THE 2019-2023 PERIOD) , International Journal of Economic Integration and Regional Competitiveness: Vol. 2 No. 5 (2025): International Journal of Economic Integration and Regional Competitiveness
- M Nur Kamila Amrullah, Widodo Widodo, Sapardiyono Sapardiyono, THE DYNAMICS OF ACCESS REFORM ARRANGEMENT IN SALTED EGG ENTREPRENEURSHIP IN TEGAL CITY , International Journal of Economic Integration and Regional Competitiveness: Vol. 2 No. 6 (2025): International Journal of Economic Integration and Regional Competitiveness
- Hussein Ali Saad Alsrai, THE ROLE OF SUSTAINABLE FINANCE IN PROMOTING ECONOMIC AND SOCIAL DEVELOPMENT ON ISLAMIC BANKS , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 9 (2024): International Journal of Economic Integration and Regional Competitiveness
- Wahyu Ningsih, Eny Maryanti, ENVIROMENTAL, SOCIAL, AND GOVERNANCE (ESG), FINANCIAL REPORTING QUALITY, AUDIT QUALITY ON INVESTMENT EFFICIENCY AND FIRM VALUE , International Journal of Economic Integration and Regional Competitiveness: Vol. 2 No. 12 (2025): International Journal of Economic Integration and Regional Competitiveness
- Adam Alifandra Khalifah, Nur Maghfirah Aesthetika, DIGITAL MARKETING OF CITRA MOBIL INDO IN USED CAR SALES , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 2 (2024): International Journal of Economic Integration and Regional Competitiveness
- Moch Rizky Adi Nugroho , Nur Maghfirah Aesthetika , USING INSTAGRAM AS SOCIAL MEDIA MARKETING FOR CAFE RED COFFEE AND PLANTS , International Journal of Economic Integration and Regional Competitiveness: Vol. 1 No. 7 (2024): International Journal of Economic Integration and Regional Competitiveness
You may also start an advanced similarity search for this article.












