“FEMALE DIRECTORS, FOREIGN DIRECTORS, FIRM PERFORMANCE, AND CREDIT RISK: EVIDENCE FROM ASEAN BANKING FIRMS 2020-2024”. International Journal of Economic Integration and Regional Competitiveness 2, no. 12 (October 25, 2025): 37–57. Accessed November 26, 2025. https://e-journal.antispublisher.id/index.php/IJEIRC/article/view/431.