“DIGITAL TRANSFORMATION IN SHARIA COOPERATIVE MANAGEMENT: IMPLEMENTATION, OPPORTUNITIES, AND CHALLENGES IN THE MODERN DIGITAL ERA”. International Journal of Economic Integration and Regional Competitiveness 2, no. 2 (February 28, 2025): 9–18. Accessed December 7, 2025. https://e-journal.antispublisher.id/index.php/IJEIRC/article/view/316.