FEMALE DIRECTORS, FOREIGN DIRECTORS, FIRM PERFORMANCE, AND CREDIT RISK: EVIDENCE FROM ASEAN BANKING FIRMS 2020-2024. International Journal of Economic Integration and Regional Competitiveness, [S. l.], v. 2, n. 12, p. 37–57, 2025. DOI: 10.61796/ijeirc.v2i12.431. Disponível em: https://e-journal.antispublisher.id/index.php/IJEIRC/article/view/431. Acesso em: 26 nov. 2025.