THE EMERGENCE OF CYBER RISKS, THEIR ESSENCE AND ECONOMIC CONSEQUENCES. International Journal of Artificial Intelligence for Digital Marketing, [S. l.], v. 1, n. 1, p. 15–23, 2023. DOI: 10.61796/ijaifd.v1i1.39. Disponível em: https://e-journal.antispublisher.id/index.php/IJAIFD/article/view/39. Acesso em: 26 nov. 2025.